Markus Ruffner, Prof. Dr. iur. Dr. oec. Counsel with N&P since 2006 Born in 1953, Switzerland Languages: German, English www.npb-bank.ch

Education  University of Zurich (lic. oec. 1979, lic. iur. 1984, Dr. oec. 1989, Dr. iur. 1990). Professional Experience  Until 1990 reorganised the family business, then working as an editor for economics at the Neue Zürcher Zeitung. Working as senior economist for several years at Credit Suisse. Since 1996 legal counsel with a major law firm in Zurich and subsequently head of asset management in a private bank. Founding partner and Chief Investment Officer of a private bank in Zurich (2001). Since 1998 lecturer at the University of St. Gall. Areas of Practice  Banking & Finance, Corporate Law, Competition Law, Telecommunication Law. Memberships / Publications / Specialties  Professor for commercial and business law at the University of St. Gall. Author: "Funktionale Konkretisierung der Schlüsselartikel des neuen schweizerischen Kartellgesetzes", Doctoral Thesis, Zurich 1989. Author: "Neue Wettbewerbstheorie und schweizerisches Kartellrecht", Doctoral Thesis, Zurich 1990. Co-publisher: "Strukturwandel an den Finanzmärkten " Publishing House NZZ 1991. Co-publisher: "Kennzeichen des EG-Rechts, Grundzüge, Aufbau und Zielsetzungen", Publishing House NZZ 1992. Author: "Grundzüge der ökonomischen Analyse eines Rechts der Publikumsgesellschaft", Habilitation, Zurich 2000. Co-publisher: "Corporate Governance, Meilensteine im Management", Helbling & Lichtenhahn 2001. Several publications in economic and law journals.